Our Services for Companies

CREDITEXPRESS staff, with nearly 20 years of experience, assist our Clients in recovering their lawful claims as simply and free from risk as possible.

Early collection

Late collection

Debt surveillance

Legal collection

Early collection

You can mandate us to deal with your invoices from the first day after they become overdue. For what reason?

We will send out payment notifications instead of you.
Your pre-calculated costs will decrease and you will not incur further expenses.
This service provides you with the opportunity to enforce all your outstanding claims effectively and quickly.

We pay utmost attention to maintaining the business relationship between the debtor and the Client.

Late collection

Cost-effective and professional debt management with numerous advantages.

Phone and correspondence-based collection solutions tailored to the Client’s business strategy.
We offer debtors numerous payment solutions, thus facilitating immediate payment.
Our telephone collection staff are organised into the area and Client-specific teams, which improves the process.

Debt surveillance

The management of debts where recovery looks hopeless is a unique service of CREDITEXPRESS Group.

We monitor the financial situation of the debtor until full payment using written, telephone and electronic communication.
If there is regular contact between the debtor and the debt management company, the appropriate debt management method can be applied as soon as the debtor’s financial situation improves.

This option can be particularly effective in precarious financial times, when the debtor has no income but becomes solvent again after gaining new employment.

Legal collection

Following the early and late collection process, we are able to offer legal support that provides collection through court and out-of-court proceedings.

We represent our clients and provide them with full legal support in court proceedings.
We undertake the completion of the entire judicial procedure (including court and enforcement cases).

Send a message

Should you have further questions about your case, do not hesitate to contact our colleagues or the Client Service.

Downloadable documents

FAQ

BANKRUPTCY

Bankruptcy is a special non-litigious court procedure that is conducted for the purpose of collective settlement of all creditors of the debtor by liquidating his property and distributing the collected funds to creditors. It usually results in the termination of the bankruptcy debtor of the legal entity (unless the creditors of the bankruptcy debtor accept the bankruptcy plan to which the bankruptcy debtor agrees).

CLAIM

It means a debt arising from lending money, goods or services.

CO-DEBTOR

The co-debtor has the same obligations as the debtor. It has the same liability for the payment of the debt.

COLLECTION

During the collection we contact the debtor, send him payment notices, and may offer payment in instalments or with rescheduling arrangements. During the collection we seek to settle the debt efficiently on the basis of negotiations. Right from the beginning of the procedure, CREDITEXPRESS approaches each debtor individually.

DEBTOR

Means a natural person, legal person or other entity that owes money or has other payment or other obligations.

DUE DATE

The date by when an amount owed is payable. If it is not paid by the specified deadline then this amount is to be considered a debt.

ENFORCEMENT PROCEDURE

The enforcement procedure is initiated by the bailiff with a proposal based on the enforcement or authentic document. Enforcement is the procedure of enforced collection of claims on the basis of enforceable and authentic documents conducted by courts and public notaries.