If you're serious about paying your mortgage off early and you have 20% equity in your home, good credit and positive cash flow then you need to learn how the Home Ownership Accelerator could save you THOUSANDS in interest and help you pay your mortgage off YEARS early with NO change in spending habits.

In a nutshell The Home Ownership Accelerator works like a checking account except for one very important change. Every deposit you make goes directly toward reducing the principle balance of your mortgage and therefore significantly reduces the amount of interest you pay. Right now your money is probably sitting in a non-interest bearing checking account waiting to pay bills. By making this one simple change, to pay principle first, you put your money to work for you and you'll see a significant reduction in interest paid allowing you to build equity much faster and pay your mortgage off years early (see simulator).

If you have a traditional mortgage and you've ever looked at an amortization schedule you probably noticed how little goes toward principle the first 5-10 years. That's because you're paying interest first and that's why it doesn't make any sense to refinance your loan just to save a little money or access your equity. You'll never get out of debt that way and if you think making extra payments is helping you better hope you never need that money because it's locked.

It's time to stop making the banks rich! Your goal should be to pay your mortgage off as quickly and inexpensively as possible. The Home Ownership Accelerator will help you do both and what's so great is that you won’t even need to change your spending habits or risk losing access to your home’s equity!

Take the time to check out the links on the left and then run your own personal simulator to see what this program can do for you. When you're ready to get started call John McCarty at (919) 501-7600 or fill out the online application.